SBI
State Bank of India
Effective from 15 th July 2026
Overnight7.85%
1 Month7.85%
3 Months8.25%
6 Months8.60%
1 Year8.70%
2 Years8.75%
3 Years8.80%
12 public sector banks · overnight → 3 years
Latest MCLR, side by side.
Marginal Cost of Funds based Lending Rate for every Indian public sector bank. Each row links straight to the bank’s public source so you can verify in one click.
Lowest rate in that tenor
Rates in % p.a.
Click ↗ source on any bank for the official page
Comparison matrix
Scroll sideways on mobile. Blank cells mean the bank doesn’t publish that tenor publicly.
| Bank | Effective | Overnight | 1 Month | 3 Months | 6 Months | 1 Year | 2 Years | 3 Years |
|---|---|---|---|---|---|---|---|---|
State Bank of India | 15 th July 2026 | 7.85 | 7.85 | 8.25 | 8.60 | 8.70 | 8.75 | 8.80 |
Bank of Baroda | 12.07.2026 | 7.85 | 7.95 | 8.20 | 8.50 | 8.75 | — | — |
Punjab National Bank | 01.08.2026 | 8.00 | 8.25 | 8.45 | 8.65 | 8.80 | — | 9.10 |
Canara Bank | 12.07.2026 | 7.95 | 8.00 | 8.25 | 8.60 | 8.75 | 9.00 | 9.05 |
Union Bank of India | 11.06.2026 | 7.85 | 8.00 | 8.30 | 8.60 | 8.75 | 8.90 | 9.05 |
Bank of India | 01.08.2026 | 7.85 | 8.15 | 8.35 | 8.65 | 8.80 | — | 8.90 |
Indian Bank | 03.08.2026 | 7.90 | 8.20 | 8.50 | 8.75 | 8.85 | — | — |
Central Bank of India | 10.07.2026 | 7.60 | 7.65 | 8.45 | 8.65 | 8.80 | — | — |
Bank of Maharashtra | 25.07.2026 | 7.30 | 8.30 | 8.55 | 8.90 | 9.00 | — | — |
Indian Overseas Bank | 15.06.2026 | 7.90 | 8.25 | 8.40 | 8.65 | 8.80 | 8.80 | 8.85 |
UCO Bank | 10.05.2026 | 7.90 | 8.15 | 8.40 | 8.65 | 8.75 | — | — |
Punjab & Sind Bank | — | — | — | — | — | — | — | — |
Bank by bank
Full tenor stack + direct source link for each PSB.
BoB
Bank of Baroda
Effective from 12.07.2026
Overnight7.85%
1 Month7.95%
3 Months8.20%
6 Months8.50%
1 Year8.75%
PNB
Punjab National Bank
Effective from 01.08.2026
Overnight8.00%
1 Month8.25%
3 Months8.45%
6 Months8.65%
1 Year8.80%
3 Years9.10%
Canara
Canara Bank
Effective from 12.07.2026
Overnight7.95%
1 Month8.00%
3 Months8.25%
6 Months8.60%
1 Year8.75%
2 Years9.00%
3 Years9.05%
Union
Union Bank of India
Effective from 11.06.2026
Overnight7.85%
1 Month8.00%
3 Months8.30%
6 Months8.60%
1 Year8.75%
2 Years8.90%
3 Years9.05%
BoI
Bank of India
Effective from 01.08.2026
Overnight7.85%
1 Month8.15%
3 Months8.35%
6 Months8.65%
1 Year8.80%
3 Years8.90%
Live page often bot-blocked; rates from official 2026 MCLR table snapshot
Indian
Indian Bank
Effective from 03.08.2026
Overnight7.90%
1 Month8.20%
3 Months8.50%
6 Months8.75%
1 Year8.85%
Also listed on https://indianbank.bank.in/en/lending-rates
Central
Central Bank of India
Effective from 10.07.2026
Overnight7.60%
1 Month7.65%
3 Months8.45%
6 Months8.65%
1 Year8.80%
BoM
Bank of Maharashtra
Effective from 25.07.2026
Overnight7.30%
1 Month8.30%
3 Months8.55%
6 Months8.90%
1 Year9.00%
IOB
Indian Overseas Bank
Effective from 15.06.2026
Overnight7.90%
1 Month8.25%
3 Months8.40%
6 Months8.65%
1 Year8.80%
2 Years8.80%
3 Years8.85%
UCO
UCO Bank
Effective from 10.05.2026
Overnight7.90%
1 Month8.15%
3 Months8.40%
6 Months8.65%
1 Year8.75%
From NSE filing; press reports later mentioned 1Y 8.80% (10.07.2026) — verify on next official filing
PSB
Punjab & Sind Bank
Effective from —
No tenor rates available yet.
Official public MCLR table not found on site HTML — check branch / investor PDF. Will fill on next successful scrape.
All data sources
- State Bank of India — SBI official MCLR page
- Bank of Baroda — Bank of Baroda retail rates
- Punjab National Bank — PNB MCLR page
- Canara Bank — Canara Bank MCLR PDF
- Union Bank of India — Union Bank loans & advances rates
- Bank of India — Bank of India MCLR (official page / index)
- Indian Bank — Indian Bank benchmark lending rates PDF
- Central Bank of India — Central Bank interest rate on loan
- Bank of Maharashtra — BoM MCLR PDF (25.07.2026)
- Indian Overseas Bank — IOB lending rates & MCLR
- UCO Bank — UCO Bank NSE benchmark filing
- Punjab & Sind Bank — Punjab & Sind Bank website
Rates are scraped from each bank’s public website or regulatory filing. Always confirm on the linked source before making decisions. Not affiliated with any bank or RBI.